TikTok has become one of the most popular social networks in the world in recent years. Millions of users spend hours every day watching short videos on the app. This opens up huge opportunities for business and advertising.
However, in order to effectively use TikTok for promotion, you need to have a convenient and reliable way to pay for advertising campaigns. And this is where virtual payment cards come to the rescue. In this article, we will look at why virtual cards have become an indispensable tool for TikTok affiliate marketing, what requirements the platform has and which services should be used to create the optimal solution.
Why do you need virtual cards for TikTok affiliate marketers?
Virtual cards offer a number of benefits that make them an ideal solution for paying for advertising on TikTok:
- Flexibility. Virtual cards allow you to quickly create and manage the required number of cards for different advertising campaigns.
- Security. Virtual cards reduce the risk of fraud, as they can be easily blocked if necessary.
- Convenience. There is no need to go to the bank for a new card every time. All processes are automated.
- Savings. Virtual cards are usually charged a lower fee than regular cards.
- Control. It is easy to track expenses for each card and keep records.
- Speed. Virtual cards allow you to instantly top up your balance and pay for advertising.
Thus, virtual cards are a convenient, fast and safe way for an affiliate marketers to pay for advertising in TikTok.
Payment card requirements for TikTok: What do I need to know?
For a virtual card to work successfully to pay for advertising in TikTok, it must meet the following requirements:
- 3D Secure support – an additional level of security required by TikTok.
- Ability to make international payments. TikTok accepts payments from all over the world.
- High deposit and withdrawal limits for flexible budget management.
- Fast card balance replenishment and payments. Important for operational work.
- Convenient interface for card management and transaction tracking.
- Reliability of the service. It is important that the service works stably and you can always get technical support.
- Acceptable tariffs for business. You should choose the optimal ratio of functionality and price.
Considering these nuances when choosing a service, you can find the best solution for paying for advertising in TikTok using virtual cards.
Top 17 services for creating payment cards under TikTok
1. FuncWallet
FuncWallet is a digital wallet service that allows you to make various financial transactions online. Main features:
- Creating virtual cards for payments
- Receiving and sending transfers in cryptocurrency and fiat money
- Currency exchange
- Analytics on accounts and transactions
FuncWallet works internationally and has a user-friendly interface in Russian.
Features
- Issuance of virtual prepaid VISA/Mastercard cards
- Ability to create several cards for different purposes
- Support for popular cryptocurrencies: Bitcoin, Ethereum and others
- Fast transfers between wallets and currency exchange
- Mass payments by uploaded recipient lists
- Convenient analytics with transaction history view
Pros
- Full range of financial instruments in one place
- High speed of transactions
- Suitable for international payments
- Convenient mobile application
- Round-the-clock user support
Minuses
- High commissions for some cryptocurrency transactions
- Limited number of free transactions in the base tariff
- No possibility to issue physical cards
- Less functionality than some competitors
Tariffs
FuncWallet uses a bundled tariff system with monthly fees.
The basic tariff includes:
- Up to 3 cards
- 100 free transfers
- Exchange up to 1000$ free of charge
The basic package costs $9.99 per month.
Also available are packages with advanced functionality from $19.99 to $99.99 per month.
In general, FuncWallet offers an interesting solution for convenient work with finances online. It is especially suitable for affiliate marketing in TikTok due to the ability to quickly create virtual cards.
2. PST.NET
PST.NET is a virtual card service specializing in Internet marketing solutions. It allows you to pay for advertising in all popular networks, including Facebook, Google and TikTok.
Features
- High speed of card issuance – the first card is ready in 2 minutes
- Wide choice of deposit methods, including cryptocurrencies
- Special programs for teams and large advertisers
- Large number of exclusive bins to reduce risks
- Convenient tools for collaboration and access management
Pros
- Favorable terms in PST Private program
- Excellent technical support
- Convenient functionality for teamwork
- High reliability of the service
Minuses
- High commissions on some tariffs
- No mobile applications
- Fewer payment options than some competitors
Tariffs
- Basic tariff – 2% on top-up
- PST Private program – from 1.5% on top-up, cashback up to 3%
3. FLEXCARD.CARDS
Flexcard.Cards allows you to issue virtual Visa/Mastercard cards to pay for advertising and other purposes. Cards are available in dollars and euros.
Features
- Minimum replenishment amount – $50
- Easy card issuance without identification
- Possibility of mass issuance of cards with one click
- Provides ready-made card bindings
- Has a 30% referral program
Pros
- Low deposit fees
- Good technical support
- A large number of positive reviews
Minuses
- Few payment options
- No mobile applications
- High commissions on some tariffs
Tariffs
- Basic tariff – 2% on deposit
- VIP tariff – 1% on deposit from $1000
4. STELLARCARD.IO
StellarCard provides virtual Visa credit cards with 3DS support. The service is aimed primarily at teams of affiliate marketers.
Features
- Large selection of unique BINs
- Total card balance instead of refilling each card
- Possibility of fast replenishment in crypto
- Development for affiliate marketers’ needs
Pros
- Convenient functionality for teams
- Special conditions at the start
- High speed of card issuance
- Good technical support
Minuses
- High commissions for small volumes
- No iOS and Android apps
Tariffs
- Trial – 2% on replenishment, 10 free cards
- Basic tariff – 3% on replenishment, 25 free cards
- Pro-tariff – 2% on replenishment
5. SPENDGE.COM
Spendge allows you to issue virtual Visa and Mastercard cards in EUR, USD and GBP currencies. Suitable for advertising in social networks and media-buying.
Features
- Choice of several BINs
- Minimum top-up amount – $300
- Instant issue of cards without restrictions
- Loyalty program for regular customers
Pros
- Visa and Mastercard support
- Good transaction speed
- Possibility to work in different currencies
Minuses
- High minimum deposit amount
- Few payment methods
- No iOS and Android applications
Tariffs
- Starting tariff – 2% on deposit
- Basic tariff – 1.5% on deposit from 1000$
6. ANYBILL.IO
AnyBill is a service of virtual cards without identification, aimed at affiliate marketers. Allows for prompt issuance of Visa cards for advertising expenses.
Features
- Issuance of up to 100 cards in one click
- No mandatory verification
- Private bins to reduce the risk of failures
- Tools for teamwork management
Pros
- Fast and convenient card issuance
- Good for affiliate marketing
- High reliability of the service
Minuses
- Limited functionality in free tariff
- High commissions for small volumes
- Visa cards only
Tariffs
- Free tariff: 3 cards, 1 top-up with no fee
- Basic tariff: 1.5% on top-up, 20 cards
7. COMBO.CARDS
Combo.Cards provides virtual Visa and Mastercard cards in different currencies. It positions itself as a reliable solution for advertising expenses.
Features
- Multi-currency cards: dollars, euros, Singapore dollars
- Choice of many bins around the world
- Low commission – 3% on replenishment
- Fast replenishment via crypto and bank transfer
Pros
- Wide range of currencies and bins
- Good reputation among users
- Favorable conditions compared to competitors
Minuses
- No free trial period
- No mobile applications
- Few payment methods
Tariffs
- Basic tariff: 3% commission
- VIP tariff: 2% commission from $3000 deposit
8. WALLESTER.COM
Wallester allows issuing both virtual and plastic cards. It offers convenient tools for expense and budget management.
Features
- Issuance of physical and virtual cards
- Mobile applications for iOS and Android
- Integration via API for process automation
- Possibility to purchase your own BIN
Pros
- Convenient functionality for analytics and cost management
- Easy integration into business processes
- High quality mobile applications
Minuses
- High cost of some options
- Verification is required to start
- Fewer payment methods than competitors
Tariffs
- Free tariff: 3 virtual cards
- Business tariff: from $25/month, 1% on recharge
9. YEEZYPAY.IO
YeezyPay specializes in international payment and transfer solutions. Offers services for internet marketers and affiliate marketers.
Features
- Assistance in organizing cross-border transfers
- Favorable conversion rate when paying for advertising
- Possibility to receive advance payments from advertising networks
- Sale of Google and Facebook advertising accounts
Pros
- Convenient conditions for foreign payments
- Individual approach to clients
- Experience in working with international payments
Minuses
- High cost of some services
- Small selection of payment options
- No 24/7 support
Tariffs
- 5% commission for replenishment via USDT
- 1.5% for converting funds to advertising networks
10. Capitalist
Capitalist offers virtual and physical Visa and Mastercard debit cards for advertising payments. The main advantage is that the cards are issued in the UK.
Features
- Ability to order an unlimited number of cards
- No user identification required
- High card turnover limits
- Integration with popular advertising networks
Pros
- High level of confidence in British cards
- Convenient service for high-roller affiliate marketing
- Well-established among industry professionals
Minuses
- High card maintenance fee
- It is necessary to pay for each card per month
- Complicated registration process for beginners
Tariffs
- Card issue: $2.95/$2.65 in EUR
- Monthly maintenance: $2.7/$2.4 in EUR
- Top-up fee: 3.3%
11. Zambulay
Zambulay offers virtual cards linked to different countries for use in advertising networks.
Features
- Cards are linked to EU, USA, CIS countries
- Individual conditions for webmasters
- Possibility to issue cards for the first bill
- Referral program 10%
Pros
- Wide choice of countries for card binding
- Replacement of cards in case of blocking in advertising networks
- Well-established among professionals
Minuses
- High recharge fees for some options
- Need to keep track of balance to avoid penalties
Tariffs
- Card issuance fee: from $10 to $90 depending on the country
- Top-up fee: from 5% to 7% depending on the method
12. LeadingCard
LeadingCard offers virtual and physical cards linked to 12 countries for promotional spending.
Features
- Maps are linked to different GEOs around the world
- Possibility of free testing of maps
- Individual approach to clients
- Suitable for all popular advertising networks
Pros
- Wide coverage of countries
- Good reviews from industry professionals
- Ability to test before purchase
Minuses
- Limited number of cards in the basic tariff
- High commission for replenishment
Tariffs
- Card issuance: $6
- Monthly maintenance: $5
- Top-up fee: 4.2%
13. Juni
Juni is a virtual card service from an affiliate program for advertising expenses. Offers free issuance of cards.
Features
- Cards in EUR, USD, GBP
- Unlimited number of cards
- Customizable spending limits
- Cashback 1% for card usage
Pros
- Absolutely free issue
- Well knit for advertising expenses
- Direct transfers from affiliate program
Minuses
- Limited availability, only for companies in the EU
- New service, errors may occur
- Need business verification for registration
Tariffs
- Card issue – 0$
- Maintenance – 0$
- Commission on replenishment – 0$
14. Karta.io
Karta.io is a service for issuing virtual prepaid Visa and Mastercard cards aimed at advertisers.
Features
- Free card issuance with monthly turnover of $40,000 or more
- US Trust Bins, work well in advertising networks
- Possibility of direct replenishment of the account from advertising cabinets
- Spending analytics and access management in personal cabinet
Pros
- High speed of card issuance
- Convenient tools for teamwork
- Great for high-roller affiliate marketing
Minuses
- Requires high turnover for free service
- Lack of mobile applications
Tariffs
- Free of charge for turnover from $40 000 per month
- Commission 3.5% on account replenishment
15. Ezzocard
Ezzocard offers virtual single-use Visa and Mastercard cards with ties to the U.S. and Canada.
Features
- 6 types of cards for different tasks
- Choice of validity period from 6 months to 8 years
- Nominal values from $10 to $1000
Pros
- Easy and fast card issuance
- Wide range of options
- Possibility of partial refund
Minuses
- For US and Canadian citizens
- Unable to top up
- High cost of some cards
Tariffs
- Price from $1.95 to $500 depending on type
- $3 per month surcharge for Canada-bound cards
16. Brocard
Brocard provides virtual cards for online businesses with easy-to-use tools for teams.
Features
- 50 free cards for the team
- Allocation of budget and roles within the team
- High level of security
- Detailed analytics on expenses
Pros
- Easy to manage teamwork
- Good for affiliate marketing
- Withdrawal of funds on demand
Minuses
- Minimum deposit amount $500
- Long verification process
- New service, errors are possible
Tariffs
- 50 free cards
- $2 for each subsequent card
- Top-up fee from 2%
17. 4×4
4×4 issues virtual prepaid Visa cards for promotional spending with convenient tools.
Features
- 5 free maps at launch
- Mobile app for card management
- Auto refill by thresholds
- Free card testing
Pros
- Convenient functionality of personal cabinet
- Suitable for affiliate marketing in all networks
- High speed of operations
Minuses
- Business verification required
- Limited number of free cards
- High commission on turnover
Tariffs
- 5 free cards
- $2 for each subsequent one
- Commission 7.5% of turnover
How to choose a service for creating payment cards under TikTok
Choosing the right service for issuing virtual cards is important for successful TikTok advertising campaigns. Here are the main points you should pay attention to:
Country of issue of the card
Pay attention to the country where the card is issued. Cards from some foreign jurisdictions may be more trusted by TikTok and less likely to be blocked when paying for advertising.
Service reputation
Choose proven services with positive reviews from professional advertisers. This guarantees the reliability of the solution.
Speed of operations
It is important to issue cards and top up accounts as quickly as possible. This will allow advertising campaigns to be launched promptly.
Convenience of replenishment
Evaluate the options for replenishing the card – bank transfer, electronic money, cryptocurrency. Choose the most convenient way for you.
Commissions
Compare fees and terms of use of cards from different services. Choose the best ratio of functionality and price.
Tools and analytics
Some services provide useful tools such as analyzing spending, payment notifications, creating sub-accounts, etc.
The main thing is to find the optimal balance of functionality, convenience, speed and price. This will maximize the use of virtual cards for promotion in TikTok.
How to avoid blocking in TikTok
To avoid payment blocking in TikTok, it is recommended to follow the following tips:
- Carefully study the TikTok payment policy to understand the reasons for possible blocking.
- Use a limited number of verified cards gradually, do not make sudden large payments.
- Enable two-factor authentication for increased account protection.
- Regularly check your TikTok account for suspicious activity.
- When choosing a service, give preference to reliable companies with a positive reputation.
- Use cards from jurisdictions that are trusted by TikTok.
- Don’t make artificial activity and don’t violate TikTok rules.
By adhering to these recommendations, you can minimize the risk of payment blocking and smoothly use virtual cards for promotion in TikTok. The main thing is to act cautiously and gradually.
Frequent questions about virtual card services for TikTok
How quickly can I get a virtual card to pay for advertising in TikTok?
Most services issue virtual cards instantly or within minutes after registration and payment. This allows you to promptly start running advertising.
Do I need to be verified to get a virtual card?
Some services offer cards without verification. However, account verification may be required to remove limits and get advanced functionality.
Can TikTok payments be blocked when using virtual cards?
Yes, there is such a possibility. To minimize it, it is better to use trusted services and gradually introduce a limited number of cards into circulation.
How to top up a virtual card?
Top-up options depend on the service, but they are mostly bank transfers, payment systems like PayPal, e-money and cryptocurrencies.
What are the fees of virtual card services?
Commissions vary from 1% to 5-7% depending on the service, deposit method and volume. You need to study the terms and conditions and choose the best option.
Can I use one virtual card for different advertising campaigns?
It is recommended to use separate cards for each advertising account to avoid blocking issues.
Conclusion
Virtual prepaid cards are becoming an increasingly popular tool for paying for advertising on social networks and other platforms. They are especially relevant for such a fast-growing source as TikTok.
As we can see, there are already many services offering convenient and flexible solutions for creating virtual cards for any task.
The main thing when choosing a service is to pay attention to its reliability and positive feedback from other users. It is also important to evaluate the speed of card issuance, convenience of balance replenishment, availability of necessary functionality and the amount of commissions.
Properly selected virtual cards will allow you to easily and effectively manage your advertising budget in TikTok, scale the coverage of campaigns and get the most out of your investment in promotion. And by following the recommendations on safe operation, you can avoid many common problems and reduce the risk of blocking by the platform.
